Why use a local mortgage professional?

Share this post

Share on facebook
Share on google
Share on twitter
Share on linkedin
Share on pinterest
Share on email
Share on print

If you’re thinking about buying pretty much anything today, it’s second nature to start looking online. But purchasing a home isn’t like buying a new pair of shoes. If you want to find the best deals and services, it’s time to put down your smartphone.

When you’re ready to work with a mortgage professional, you should work with a local advocate who will take the time to get to know you and understand your interests. Here’s why it pays to take your search offline:

  1. Better Service: Working with someone locally means partnering with someone who knows the ins and outs of homebuying in your area. They can also better gauge your situation and offer you the best loan options for your unique financial situation. On the other hand, an “instant quote” online may not take the more subtle aspects of your finances into consideration; they simply match you with “cookie-cutter” plans that are notorious for offering worse terms and higher interest rates.
  2. More Stability: Online services are often less stable than local, brick-and-mortar ones. The former are usually newer and less established, which makes it more likely for them to go out of business — causing you more hassle in the long run.
  3. Personalized Attention: When you enter your information into a standard lender comparison tool, you’ll get quotes from those in their database, but that may leave out great lenders in your area. Instead of sharing your information with many people you don’t know (and receiving endless marketing calls as a result), in-person consultations will maintain your privacy and ensure that you get a quality face-to-face interaction.

Are you planning on buying a new home? Or are you ready to refinance your current place? Reach out today.

Marc Giles

About Marc Giles

Marc Giles is a registered mortgage loan originator (NMLS# 97969) with Arlington Financial (NMLS #5722) and a registered mortgage broker in New York State, Connecticut, and New Jersey Department of finance.

Marc Giles teaches you all about buying, selling, and owning a home.

DISCLAIMER: These blogs, videos, and articles are for educational and entertainment purposes only. This is not legal or financial advice consult your accountant or lawyers for that. Any results demonstrated in these videos are not guaranteed. You must apply and qualify. This is not an offer to lend. This is not a commitment to lend.

Related Articles

Subscribe to my Insider's List

Be the first to know the latest in the industry and be part of the growing community of a well-informed homeowner.